Welcome to the official website of Vema24, operated by Vema Investment (Pty) Ltd (Registration No: 2019/323769/07). Vema24 provides tools and information for community stokvel savings (memberships, contributions, and plan constitutions).
Vema Investment (Pty) Ltd is registered with the National Credit Regulator (NCR) as a credit provider under registration number NCRCP14391. The Vema24 website and app primarily support stokvel-related activities. If we offer or administer any product or service that constitutes credit under the National Credit Act 34 of 2005 (NCA), that offering is subject to the NCA, responsible-affordability requirements, and the disclosures, quotations, and agreements provided to you for that specific product—not only to these general website terms.
By accessing or using www.vema24.co.za ("this website"), you acknowledge that you have read, understood, and agreed to these Terms of Use together with our Privacy Policy. If you do not agree, please discontinue use of this website immediately.
This website is provided for personal and non-commercial use only. All services, content, and tools are provided on an "as is" and "as available" basis. While every effort is made to ensure accuracy, Vema24 does not warrant that the website will always be error-free, uninterrupted, secure, or suitable for every purpose.
The content on this website is of a general nature and does not constitute financial, legal, or professional advice. Users are encouraged to obtain independent professional advice before making decisions.
Joining a stokvel plan, logging a contribution, or any similar action on this platform is subject to the rules in the relevant stokvel constitution, administrator review, and applicable law. Nothing on this website guarantees acceptance into a plan, approval of a contribution, or a particular payout schedule until confirmed according to those rules. Vema24 and its administrators may approve or reject join requests or contribution records at their reasonable discretion, consistent with each plan’s constitution and operational policies.
By using this website, you confirm that you are legally authorised to access and use it; will not use it for unlawful, fraudulent, or prohibited purposes; and that all information you provide is true, accurate, and complete. You indemnify Vema24 against any loss, damage, or liability caused by a breach of these warranties.
You use this website at your own risk. Vema24 will not be held liable for any direct, indirect, or consequential losses arising from errors, delays, inaccuracies, system failures, viruses, reliance on any tools or summaries on the site, or unauthorised use of personal information.
By using this website, you consent to Vema24 collecting, processing, and storing your personal information in line with the Protection of Personal Information Act (POPIA). See our Privacy Policy for more details.
All content, logos, data, and designs on this website are the property of Vema24 (or licensed third parties). You may view, download, or print material for personal use only. No content may be copied, reproduced, or distributed for commercial purposes without prior written consent.
This website may contain links to external sites. Vema24 does not control, endorse, or accept responsibility for third-party websites or their content. Visiting such sites is at your own risk.
If provided with login details, you are responsible for keeping them confidential. Notify Vema24 immediately if you suspect unauthorised use. Vema24 may suspend or terminate access at any time.
Vema24 may update or amend these Terms of Use at any time. The most recent version will always apply and be published on this website.
These Terms of Use are governed by the laws of the Republic of South Africa. Any disputes shall be resolved under the jurisdiction of South African courts.
For questions regarding these Terms of Use, please contact:
■ support@vema24.co.za
■ 087 265 0960
This Website Terms of Use applies to Vema24, operated by Vema Investment (Pty) Ltd | Company Registration No: 2019/323769/07 | NCR credit provider registration: NCRCP14391.